Meet the Team

Daniel Capierseho

resized picDaniel has been a licensed insurance agent for more than 25 years, he started working for Sarasota Health & Financial in 1991; he is the current owner and President of Sarasota Health & Financial. Daniel has carved out a niche for himself by becoming Sarasota Health & Financial’s Group Health Insurance specialist. Daniel sells and services employer group health insurance policies ranging from 2 to 100 employees. Daniel also offers a wide range of Medicare and Long Term Care products. Because of his excellent customer service, most of Daniel’s business comes from referrals from existing clients, friends and other insurance agents. He has been fortunate enough to serve many happy clients, and he strives for many more happy clients in the future.

Linda S. Capierseho, LUTCF

team-linda-capiersehoLinda is a licensed insurance agent and has been offering health and life insurance and annuities since 1983. She is a member and has served on the board of directors of the Gulf Coast Association of Health Underwriters. Linda feels her role is to help people solve their insurance needs. By asking questions, and listening to the answers, Linda is able to help her clients navigate the insurance marketplace. Linda has made it her priority to become knowledgeable in her field, dedicating herself to continuing education so that she can give her clients the most up to date advice. As an independent insurance agent, Linda is able to offer products from a number of insurance Companies. She feels that with this product diversity, she is able to give her clients peace of mind. Linda enjoys helping people, and it gives her a feeling of great satisfaction when a client, spouse or child thanks her for her advice and service.

Michael L. Capierseho, LUTCF

team-michael-capiersehoMichael became a licensed agent for Life Health & Annuities in 1968 as a Prudential Agent in Rochester, NY. In 1976, he decided to make the move to a warmer climate, and he headed south to Florida. For his first 4 years in Sarasota, he worked for National Health Agency, before he decided he could be more productive on his own. Thus, Sarasota Health & Financial Services was created. From the very beginning, Michael was determined that Sarasota Health & Financial Services would be customer service driven. With all the changes in the insurance world, Michael feels that the very best way to give great customer service is to become educated on the products he offers. As a co-founder and current member of the Gulf Coast Association of Health Underwriters, Michael is able to stay informed about today’s rapidly changing insurance industry. At Sarasota Health & Financial, we are a local Agency and a family run business; we are here to answer all of your questions. Sarasota Health & Financial has been in business more than 37 years, an accomplishment we are very proud of, and one that attests to our dedication to our clients.

Heather McDaniel

team-heather-mcdanielHeather is a licensed agent, offering health, life and annuities. She was born and raised in Sarasota, and is deeply rooted in our Community. She has been with Sarasota Health and Financial since 2009, and feels strongly that Customer Service is the best way to build strong relationships.
She is passionate about helping her clients – she takes the time to ensure that each client gets the product that works the best for them while maintaining a low pressure environment. Heather understands that the ever-changing world of insurance can be overwhelming. She will take a down to earth approach to help you find the policies that work the best for your needs.


Scott Richardson

team-scott-richardsonRobert Scott Richardson is a licensed agent for health, life and annuities. He relocated to Sarasota from Miami in 2011 and joined Sarasota Health & Financial Services in January of 2013.
Most of his early career was as a Manufacturer Representative & business owner in retail and advertising. He joined the Insurance Industry in 2009 as it dove tailed well with his business interests and flexibility to visit kids and grandkids spread across the country. Scott has a BA from the University of Miami (FL), and is focusing his insurance services on Medicare and Long Term Care products, Individual Health, Life & Annuities, and Group Health.
Direct: (phone) 941-586-0904 (email)

Debbie Perotti

team-debbie-seidenDebbie is a licensed insurance professional offering health and life insurance, Medicare Supplements, Long Term Care and Annuities.
Debbie understands the difficult health issues facing many individuals today, which drives her to be well informed on the health care industry. She takes great pride in her ability to provide solutions for her clients. Debbie specializes in guiding groups and individuals, finding products that are best suited to their needs. With strong work ethics, Debbie’s goal is to build a lasting relationship with her clients by giving personalized service at the time of purchase, and continued quality service.

Sarasota Health & Financial exceeded our expectations and provided amazing customer service!

– Satisfied Customer

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