Health Insurance


Health Insurance for Individuals

Why Do You Need Health Insurance?

Signed into law in March 2010, the Affordable Care Act (ACA) is the most sweeping health care legislation passed by Congress since the adoption of Medicare in the 1960s. The precise impact of the Affordable Care Act (ACA) will continue to be shaped by new rules and guidance developed by the federal agencies in support of the law.

Some provisions of the ACA, including insurance market reforms such as increased access for dependents and the prohibition of lifetime limits on coverage, have impacted health care benefits since soon after adoption of the law. Other provisions, such as requiring all Americans to obtain health care coverage and the implementation of insurance exchanges, took effect in 2014.

Today, health care costs are high, and getting higher. Who will pay your bills if you have a serious accident or a major illness? You buy health insurance for the same reason you buy other kinds of insurance; to protect yourself financially. With health insurance, you protect yourself and your family in case you need medical care that could be very expensive. You can’t predict what your medical bills will be. In a good year, your costs may be low. But if you become ill, your bills could be very high. If you have insurance, many of your costs are covered.

At Sarasota Health and Financial Services Inc. we are committed to complying with health care law and to helping you understand its impact.

Please call our agency.  We can help you determine if you are eligible for lower costs on your health insurance.  We are licensed to offer plans through the Marketplace or directly through the insurance company.